INVESTING

EQUITY SECURITIES

Equity mutual fund

A pool of money from multiple investors managed by a portfolio manager (a.k.a. fund manager, money manager…) who selects individual stocks to buy or sell depending on her/his analysis or with the recommendation of an investment research team.
The type of stocks selected can be those of small or midsize companies or large well established (blue chip) companies operating in various industry sectors (energy, financial, health care, telecommunication…).

FIXED-INCOME SECURITIES

Terms and conditions of use
NO GUARANTEES: fund ratings are assigned to describe the past fluctuation of the returns from year to year. They do not indicate how volatile a fund will be in the future and they can change over time. Past performance may not be repeated. Regardless of the risk rating of a fund, investors can still lose part or all the money invested. The information provided has been drawn from sources believed to be reliable. Those sources are available to the public on the various Fund companies’ websites, fund fact sheets, simplified prospectus and other. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.

You are under no obligation to accept the suggestions provided by the Discovery tool. The recommendations provided are based on generally accepted investment principles. There is no guarantee that any particular fund, group of funds, stock or asset allocation will meet your investment objectives. Each individual's situation is unique; therefore a qualified financial professional should be consulted before making financial decisions. All investments involve risks, and fluctuations in the financial markets and other factors may cause declines in the value of your investment portfolio. You should carefully consider all of your options before investing, including requesting the services of and Investment professional.
Investment101.ca or anyone involved with Investment101.ca will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts, buy and sell signals contained within this website or any document originating from this website. Please be fully informed regarding the risks and costs associated with investing in the financial markets, it is one of the riskiest possible forms of investment.
 Click here for complete terms and conditions of use

DISCOVERY tool: provided as a simple guide and does not provide comprehensive investment or financial advice, it is for information purpose only to be used at your own risk. In applying the suggestions to your particular situation, you should consider your other assets and investments. Investment101.ca is not responsible for reviewing your financial situation or updating the suggestions contained herein.

Bond fund

Debt instruments used by companies and governments to borrow money from investors who in return receive periodic payments and the repayment of the amount initially lent. The interest rate and time-frame of those debt instruments mainly depend on factors such as the credit rating of the borrower, the ability to repay, the stability and credibility of a government, the number of investors and borrowers active in the market and the interest rate level decided by the Central bank. 


Money market fund


Specialty mutual fund

A pool of money from multiple investors managed by a portfolio manager (a.k.a. fund manager, money manager…) who selects individual stocks to buy or sell depending on her/his analysis or with the recommendation of an investment research team.
The type of stocks selected is specific to the specialty of the fund. For example, the portfolio manager of a Precious Metals fund may be required to only purchase stocks of gold, silver or platinum mining companies. Some may even buy the physical gold bullion.
Specialty funds tend to stay focused on their mandate regardless of the current state of the economy or the specialty product (gold, oil, real estate...). They do not have the flexibility to exit one sector and enter another one simply based on performance.

Stock

A stock represents the ownership of a company. In most cases it bares the same name as the company and is represented by the initials or some sort of abbreviation called "symbol or ticker". That ownership is generally divided in thousands or millions of pieces called "shares" and the majority of those shares are held by the company founders and main business partners. Most of the remaining shares are sold on the stock market to the general public. Some companies may offer some shares to their employees as incentive.

Examples: company name "Apple Inc." stock symbol "AAPL" ; company name "Microsoft Corporation" stock symbol "MSFT" ; company name "McDonald's Corp." stock symbol "MCD" , More Info

Your Simple Wealth Builder

CASH EQUIVALENT SECURITIES

​Investment101