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We do not guarantee that access to or use of this website or any services will be uninterrupted or error free, and shall not be liable for any feature not being accessible or for any unavailability of its website and services. The website and its features may be expanded, limited or modified at any time by to meet the needs of its Users, or for technical or other reasons, without advance notice or reason.

We may also in our sole discretion, and at any time, discontinue providing, temporarily or permanently, any or the entire website, without notice. assumes no responsibility for any failure to access the website or any services, partially or fully, whether due to the User's system, the Internet network or any other cause.

We do not provide information or services to minors, and if you are under 18 you may only use this site with the active involvement of a parent, guardian or other supervising adult.

No Individual Investment Advice
This website does not provide individual or customized legal, tax, or investment services. Since each individual's situation is unique, a qualified professional should be consulted before making financial decisions.

Message Web Site Content Limitations
We make no guarantees as to the accuracy, thoroughness or quality of the information on this website, which is provided only on an “AS-IS” and “AS AVAILABLE” basis at User’s sole risk. This information may be provided by third parties and shall not be responsible or liable for any errors, omissions or inaccuracies in the website content.

The information and investment strategies provided at this site are neither comprehensive nor appropriate for every individual. Some of the information is relevant only in Canada or the U.S., and may not be relevant to or compliant with the laws, regulations or other legal requirements of other countries. It is your responsibility to determine whether, how and to what extent your intended use of the information and services will be technically and legally possible in the areas of the world where you intend to use them. You are advised to verify any information before using it for any personal, financial or business purpose. In addition, the opinions and views expressed in any article on this website are solely those of the author(s) of the article and do not reflect the opinions of or its management. The website content and services may be modified at any time by us, without advance notice or reason, and shall have no obligation to notify you of any corrections or changes to any website content.

License to Use Content
We grant you a limited personal use license to access, display, download, format and print portions of this website content solely for your own personal non-commercial use, provided that the content is not modified and all proprietary notices are kept intact. You may not reproduce, publish, translate, merge, sell, rent, distribute the content, or create a derivative work of the content on any other website or as part of any educational, training or reference materials. You may not frame or utilize framing techniques to enclose any content on this website.

Third Party Content
Any testimonials, opinions, advice, product or service offers, or other information or content made available on or through this website by third parties (“Third Party Content”) are solely those of their respective providers and not of which does not guarantee the accuracy, completeness, reliability or usefulness of Third Party Content. It is the responsibility of the User to evaluate Third Party Content and shall not be liable for any damage or loss caused by Users’ reliance on or other use of Third Party Content.

Discovery Tool

You are under no obligation to accept the suggestions provided by this tool. The recommendations provided are based on generally accepted investment principles. There is no guarantee, however, that any particular fund, group of funds, or asset allocation will meet your investment objectives. Each individual's situation is unique; therefore a qualified financial professional should be consulted before making financial decisions. All investments involve risks, and fluctuations in the financial markets and other factors may cause declines in the value of your investment portfolio. You should carefully consider all of your options before investing, including requesting the services of and Investment professional. or anyone involved with will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts, buy and sell signals contained within this website or any document. originating from this website. Please be fully informed regarding the risks and costs associated with investing in the financial markets, it is one of the riskiest possible forms of investment.
This tool is provided to you as a simple guide and does not provide comprehensive investment or financial advice, it is for information purpose only to be used at your own risk. In applying the suggestions to your particular situation, you should consider your other assets and investments. is not responsible for reviewing your financial situation or updating the suggestions contained herein.

Rate of Return and Risk Rating

NO GUARANTEES: Fund ratings are assigned to describe the past fluctuation of the returns from year to year. They do not indicate how volatile a fund will be in the future and they can change over time. Past performance may not be repeated. Regardless of the risk rating of a fund, investors can still lose part or all the money invested.Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.

PLEASE NOTE: does not provide investment, tax or financial services.
The information available throughout this website or any document originating from this website is for information purpose only to be used at your own risk. The information is not meant to be, and should not be interpreted as advice or used for investment purposes. Each individual's situation is unique; therefore a qualified financial professional should be consulted before making financial decisions. does not guarantee the accuracy, quality or completeness of the information and is not responsible or liable for any inaccuracy, error, omissions in the information or for any user’s reliance on the information. The user is solely responsible for verifying the information as being appropriate for their personal use, including without limitation, seeking the advice of a qualified professional regarding any specific financial questions a user may have. is not endorsed by or affiliated with IIROC, FINRA or any other financial regulatory authority, agency, or association.

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